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	<title>Household Budgets and Budgeting - Simply Budgets</title>
	<link>http://simplybudgets.com.au</link>
	<description></description>
	<lastBuildDate>Mon, 08 Dec 2008 23:07:42 +0000</lastBuildDate>
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		<title>Financial Crisis Cloud Has a Silver Lining</title>
		<description><![CDATA[With the Reserve Bank announcing another 1% cut in the offical Interest Rates last week
and petrol prices now hovering around $1 a litre there is a lot to be thankful for when it
comes to the current World Economic Crisis!
Admittedly there is possibly tougher times ahead but so far a lot of people in Australia
would be [...]]]></description>
		<link>http://simplybudgets.com.au/2008/12/financial-crisis-cloud-has-a-silver-lining/</link>
			</item>
	<item>
		<title>25,000 Customers - Simply Budgets is a &#8216;Best Seller&#8217;!</title>
		<description><![CDATA[It&#8217;s really exciting times here at Simply Budgets. We did it; 25,000 copies of Simply Budgets have now gone out to people all over the globe and the orders keep coming!
I thought it would be a good idea to celebrate this major milestone and so that is what we have done. Over 100 people responded to [...]]]></description>
		<link>http://simplybudgets.com.au/2008/10/25000-customers-simply-budgets-is-a-best-seller/</link>
			</item>
	<item>
		<title>&#8216;Credit Rating Gone Wrong&#8217;</title>
		<description><![CDATA[
 Hi David,
My partner and I have recently moved in together in a rental property. We  	are very interested in hearing about owning our own home. I have thoroughly  	looked into it and keep getting told no. My partner has recently gone onto  	wages in the last couple of months and usually [...]]]></description>
		<link>http://simplybudgets.com.au/2008/10/credit-rating-gone-wrong/</link>
			</item>
	<item>
		<title>&#8216;Line of Credit&#8217; mortgage confusion</title>
		<description><![CDATA[
 Hi David,
 I would like  	some advice. We had a line of credit mortgage where all our pay went into  	each month and we would see a reduction in the interest payment each month,  	we have now changed banks and the bank has given us an offset account since  	July [...]]]></description>
		<link>http://simplybudgets.com.au/2008/10/line-of-credit-mortgage-confusion/</link>
			</item>
	<item>
		<title>Moving in together - Second time around</title>
		<description><![CDATA[Hi David
My partner moved in with me approx 4 mths ago and we
both see a long term future together.. I am paying off my house ( the one
we live in ) and I am struggling to pay it and am just paying interest&#8230;
though I have about $200,000 in equity in the house and don&#8217;t wish [...]]]></description>
		<link>http://simplybudgets.com.au/2008/10/moving-in-together-second-time-around/</link>
			</item>
	<item>
		<title>When you&#8217;re just getting started</title>
		<description><![CDATA[Dear David,I thought you might be able to give me some advice with a few financial  	queries that I have. I am 19 and I&#8217;ve started to seriously look at ways I  	can improve my financial gain (other than saving into a bank account). I&#8217;ve  	been looking into term deposits but I&#8217;m [...]]]></description>
		<link>http://simplybudgets.com.au/2008/10/when-youre-just-getting-started/</link>
			</item>
	<item>
		<title>When partners have different spending habits</title>
		<description><![CDATA[

 Hi David,


 I love getting your  		emails and have used the free copy of your software I received with my  		money magazine.
My question to you today is do you have any advice for couples where one  		is a spender and the other is a saver? I have read this is a [...]]]></description>
		<link>http://simplybudgets.com.au/2008/09/when-partners-have-different-spending-habits/</link>
			</item>
	<item>
		<title>A lost cause? (Help me stop spending!)</title>
		<description><![CDATA[Dear David,
I have a problem. I&#8217;m 47 years old and still living fortnight to fortnight, you  said in one of your earlier emails a couple of points that I relate to: Impulse  buying, could be dead tomorrow or something to that effect, got to have it now,  I have all these problems [...]]]></description>
		<link>http://simplybudgets.com.au/2008/09/a-lost-cause-help-me-stop-spending/</link>
			</item>
	<item>
		<title>Choosing between a House and a Baby!</title>
		<description><![CDATA[A few comments about my last message&#8230;
I have a few SHORT topics this week. I was reprimanded by a few readers over the length of last weeks message (You can never satisfy some people can you? - give more and someone says it&#8217;s too much - give less and someone else says it&#8217;s not enough!!! [...]]]></description>
		<link>http://simplybudgets.com.au/2008/09/choosing-between-a-house-and-a-baby/</link>
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