Welcome to February! We’re currently looking at debt reduction. The problem with debt is that you’ve already had the excitement of spending the money; now you’re faced with the pain of paying for it! It’s hard to get excited about getting up in the morning and going to work to pay for a thrill you’ve already had! Last week I …
10 Reasons Why Budgets Fail Reason #10
10. No Co-Operation When two people live together but have different ideas on how money should be managed it is a recipe for disaster unless they can sit down together and acknowledge that they have different ideas and needs and they can come up with a compromise that allows each one to have at least some of what they need …
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As a general rule it makes a lot of sense to use delayed gratification when it comes to money. You should endeavour to only borrow money for things that do not lose value. If you borrow money to buy things that do lose value, you are not getting the most out of your money and you run the risk of …