5. Relying on Self Discipline Sucks Budgets that basically require you to ‘be good’ all the time and continually require you to make the right choices based on the use of self discipline are totally and absolutely dead in the water. This is the ‘no chance’ budget! It is usually the budget that is a knee jerk reaction to a …
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As a general rule it makes a lot of sense to use delayed gratification when it comes to money. You should endeavour to only borrow money for things that do not lose value. If you borrow money to buy things that do lose value, you are not getting the most out of your money and you run the risk of …
Shopping Centres don’t sell great memories – so why does our spending spiral out of control?
We are continually being bombarded with junk-mail and constant advertising. We are subject to mega-shopping complexes designed to lure us into parting with our hard-earned dollars using the credit cards cant afford to pay back. By ‘hanging around’ shopping centres where we unwittingly tormented ourselves by looking at all of the things being offered for sale we really can’t afford …
What’s Easier- Getting Fat or Fit? To gain Financial Fitness you need a Strategy.
1. What’s easier, getting fat or getting fit? 2. Which gives the most satisfaction? Hopefully you said getting fat to question one and fit to question two! It’s the same with money. Going broke is easier than working towards accumulating wealth, but it doesn’t give a lot of satisfaction! I heard a saying many years ago that really took my …
Are your beliefs limiting your financial success?
The mind is an incredible thing and its power is unmeasurable. I would be safe in saying that nobody even goes close to harnessing all the power of their mind. For all the examples I have given above there is one key element of the mind that makes all the difference. That element is belief. Once people saw these things …
Accelerating Debt Reduction
In one of my Money Hints and Tips newsletters I refer to a strategy I call Repayment Snowballing. This is used to speed up the process of debt management quicker . There are a few different opinions on how best to implement this strategy so lets have a look at which will save you the most money. There are basically …
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