Shopping Centres don’t sell great memories – so why does our spending spiral out of control?

We are continually being bombarded with junk-mail and constant advertising. We are subject to mega-shopping complexes designed to lure us into parting with our hard-earned dollars using the credit cards cant afford to pay back. By ‘hanging around’ shopping centres where we unwittingly tormented ourselves by looking at all of the things being offered for sale we really can’t afford …

What’s Easier- Getting Fat or Fit? To gain Financial Fitness you need a Strategy.

1. What’s easier, getting fat or getting fit? 2. Which gives the most satisfaction? Hopefully you said getting fat to question one and fit to question two! It’s the same with money. Going broke is easier than working towards accumulating wealth, but it doesn’t give a lot of satisfaction! I heard a saying many years ago that really took my …

How to do a Budget that really works

Happy New Year Again I hope you have had an enjoyable and rewarding festive season. I’ve had a really good break but it’s time to get back to work…. Mind you, having a break is a great way to get yourself busy again because during the break you have time to step back and think about what you have been …