My ‘Unhappy Birthday’ Surprise

It’s March already which means I’m having yet another birthday very soon (I’m clinging onto the 50’s but only just!). What do I want for my birthday this year? Not much really, but what came my way could have left me with a rather unhappy birthday. Every one of us experiences what happened to me so I thought I would …

Everyone Has an Addiction

If you’ve had anything to do with little children you will know they are always busy doing something and don’t want to be interrupted. If you ask them to get in the bath they don’t want to stop what they are doing and it’s a struggle to get them in there. Once you get them in it’s a struggle to …

The Best Things in Life Are…

If you can’t be happy without money you won’t be happy with money. This is one of those seemingly contradictory comments, yet it is actually ‘spot on’. How many times have you said or thought that if only you had more money you would be happy! Money tends to amplify what is already there. If you are grumpy and troubled …

I’d Choose Carrots Instead!

Today I’d like to ask you the question, “Are you in a place where common sense is being pushed aside and emotions are driving too many of your financial decisions?” Are you in a place where you know some of your financial choices are not in your best interest but you can’t stop yourself from making them anyway? Would you find …

A Fool and His Money Are …..

A Fool and His Money Are ….. If the words “soon parted” just came to mind you’re on the right wavelength for today’s message. School went back last week for another year and tens of thousands of Aussie kids are now back in their daily routine of (hopefully) being educated. Education Education is one of the essential keys to prosperity …

Start Something; You may be surprised where it leads you.

Hello again. You know, it’s funny how things happen sometimes. I never really decided to write the current mini series you would have been receiving over the last few weeks with the intention of sending it out as part of my regular emails. I was just organising my thoughts prior to starting on the journey of creating Simply Budgets Version …

The Six Reasons We Spend Money – Part 3

  Over the last two posts I’ve covered the most basic living expenses we all encounter. In total there are six types of expenses we all need to deal with in life. Today we look at the most exciting one; number 3! If you missed number one or two you will find these at my blog as follows:- 1. Weekly …

The Six Reasons We Spend Money – Part 1

In a recent post I talked about different types of expenses and used a container of mixed up screws, nails, washers, nuts and bolts etc to describe some people’s finances. I also said that sorting out finances is not as simple as sorting out nuts and bolts that have been mixed up. Nuts and bolts are really easy to identify …

Do your finances look as screwy as this?

Hi I was scrounging around in my shed and I’m thinking, I reckon almost every ‘bloke’ has an ice-cream container full of bits and pieces in his garage or shed. It’ll have some screws, maybe some nails, an assortment of nuts and bolts, some washers and various other bits and pieces in it and they’ll be all mixed up in …

Time to take life changing action

Happy new (financial) year. This is the time of the year when many people get a shock when they see how much they earned last financial year (and get to ponder over where it all went). One of my staff members commented that her partner payed more in tax that she earned for the whole year. He works a FIFO …