Financial Success in 2016

I’m sure astronomers have failed to report that the world’s orbits around the sun have started accelerating! We’re roaring into the second half of the decade and 2020 is really not that far off! Early in December 2015 I was feeling like I needed a break. Instead I installed a Swimming Pool in my back yard and fenced and paved …

Lessons from my Lego Collection

My grand-kids found the family Lego collection that spans some 30 years and over time they have gradually reduced it to rubble. Here is just a small part of a big mess! Can you imagine if your finances looked like this and then disaster struck? It’s already a disaster! How would you cope with more trouble? My wife and I …

So, what IS a predictable expense?

In my last blog I spoke about taking control of what is controllable and I referred to a couple I’ve been working with who had an unexpected expense. I commented that this particular expense was not ‘unpredictable’, it had just occurred ‘unexpectedly’. So today let’s consider what is predictable. As far as I’m concerned, anything that is predictable should be controllable …

A Simple Rule To De-Stress Your Finances

Today I have something really simple yet powerful to share with you. One of my ‘Platinum’ clients is currently going through some financial challenges that were not part of the initial plan and they’re feeling a little distressed as a result. Part of the reason for these feelings is that since we started working together the financial stress has been almost …

The Money or The House?

I was talking to one of my Simple Wealth Steps students last week and she told me about her friend who has just won the lottery. Her friend is 62 working full time and her husband is semi-retired. They don’t own a home and they lease a car. Not a good position to be in at retirement age! Anyway, knowing they …

Where are You?

Where are you? Have you ever been lost? Perhaps in a shopping centre or in a city you are unfamiliar with! It’s almost impossible to get to where you want to go if you don’t know where you are! You might get there by accident but otherwise you simply just get more lost the more you try to get ‘unlost’. …

Start Something; You may be surprised where it leads you.

Hello again. You know, it’s funny how things happen sometimes. I never really decided to write the current mini series you would have been receiving over the last few weeks with the intention of sending it out as part of my regular emails. I was just organising my thoughts prior to starting on the journey of creating Simply Budgets Version …

Ego is Not A Dirty Word

A few years back I made an offer to one of my customers to organise an event where I would speak on the topic of Personal Budgeting and I offered to pay him for promoting and organising it. At the time he was a member of a large group interested in improving their finances so I thought the offer would …

Do Your Possessions Cause You Grief?

One thing that really amazes me is the number of people who buy consumer items (that are destined to lose value), items such as cars, boats, furniture, appliances and similar, often purchased under finance so they cost more than the actual purchase price by the time they are paid off, and then to make that situation even worse they neglect …

Swift and Significant Change

Swift and Significant Change Have you ever thought about what could make a swift and significant change for the better in your life? If you have debts such as a mortgage (or two) and a few personal loans, a lotto win on Saturday night would probably bring a swift and significant improvement to your situation. With your debts gone you …