Is There Life After Debt?

No I’m not going to tackle the heaven and hell question today. My topic is Life after DEBT! In my last blog I talked about the fact that almost everybody has an addiction. Most of us have prioritised the things that we do in our lives so that we put what we love doing ahead of what we really ought to …

Everyone Has an Addiction

If you’ve had anything to do with little children you will know they are always busy doing something and don’t want to be interrupted. If you ask them to get in the bath they don’t want to stop what they are doing and it’s a struggle to get them in there. Once you get them in it’s a struggle to …

Is it possible for everyone to become rich?

Today I want to look at the age old question; is it possible for everyone to be rich? Unfortunately there is a very simple answer to this question that you won’t want to hear. The answer to the question is very simply; NO, It’s not possible! Why? Because the word Rich could not exist if the word Poor did not …

Getting Out of Debt

Last night I was chatting with one of my Simple Wealth Steps clients who had previously purchased an investment property off the plan and when it was completed he found it was a lemon! The rent was not going even close to covering the repayments and it was sucking them dry each week. That is not an uncommon scenario, and …

Lessons from my Lego Collection

My grand-kids found the family Lego collection that spans some 30 years and over time they have gradually reduced it to rubble. Here is just a small part of a big mess! Can you imagine if your finances looked like this and then disaster struck? It’s already a disaster! How would you cope with more trouble? My wife and I …

So, what IS a predictable expense?

In my last blog I spoke about taking control of what is controllable and I referred to a couple I’ve been working with who had an unexpected expense. I commented that this particular expense was not ‘unpredictable’, it had just occurred ‘unexpectedly’. So today let’s consider what is predictable. As far as I’m concerned, anything that is predictable should be controllable …

A Simple Rule To De-Stress Your Finances

Today I have something really simple yet powerful to share with you. One of my ‘Platinum’ clients is currently going through some financial challenges that were not part of the initial plan and they’re feeling a little distressed as a result. Part of the reason for these feelings is that since we started working together the financial stress has been almost …

How ‘Tax Deductible’ Savvy Are You?

Hi David, Happy New (Financial) Year! Very soon you will be receiving that annual document that shows what you earned for the last financial year and how much tax you paid. Most people who did not have a Spending Plan or a Budget for the last year will most likely say something like ‘Where did all that money go?” when they …

In Search of a Can(cer) Cure

My wife and I did a 7km walk yesterday afternoon as training for the Women’s Cancer fundraising campaign she is involved in. Apart from joining in on some training sessions I am donating $20 from each Pocket Pal children’s pocket money system I sell between now and July 31st. Order from www.pocketpal.com.au and $20 of the $24.95 price for each Pocket …

The Best Things in Life Are…

If you can’t be happy without money you won’t be happy with money. This is one of those seemingly contradictory comments, yet it is actually ‘spot on’. How many times have you said or thought that if only you had more money you would be happy! Money tends to amplify what is already there. If you are grumpy and troubled …