Welcome to February! We’re currently looking at debt reduction. The problem with debt is that you’ve already had the excitement of spending the money; now you’re faced with the pain of paying for it! It’s hard to get excited about getting up in the morning and going to work to pay for a thrill you’ve already had! Last week I …
Where did all the money go?
Hi again, I was just looking through some of the notes I have been scribbling down over time and found this little gem: The largest amounts of money disappear on the smallest of purchases! I think most people would agree with this. How often have you vaporised a wallet or purse full of money and had nothing to show for …
There are Horses in my House!
Yes you read correctly… there are horses in my house! It is school holidays and my two granddaughters came around for a sleep-over. Before I knew it there was an invasion taking place. I said I had horses, but the truth is the whole barn yard invaded. Chooks, Pigs, Sheep, Cows and probably a few others I have forgotten. “Poppy …
10 Reasons Why Budgets Fail Reason #10
10. No Co-Operation When two people live together but have different ideas on how money should be managed it is a recipe for disaster unless they can sit down together and acknowledge that they have different ideas and needs and they can come up with a compromise that allows each one to have at least some of what they need …
10 Reasons Why Budgets Fail – Reason #7
7. No way of measuring success. There is nothing more frustrating than worrying that you might be headed for money trouble but not really being sure if you are or not. In this situation, every financial decision you make has an element of fear and maybe even some guilt attached to it. People’s budgets fail them when they do not …
10 Reasons Why Budgets Fail – Reason #6
6. No system I call this the ‘out of control’ budget. We all know there are some things in life you have no control over but some people have not worked out that many expenses are predictable and controllable! If you have a forward looking plan to follow you are well placed to take control. If you are looking backwards …
10 Reasons Why Budgets Fail – Reason #5
5. Relying on Self Discipline Sucks Budgets that basically require you to ‘be good’ all the time and continually require you to make the right choices based on the use of self discipline are totally and absolutely dead in the water. This is the ‘no chance’ budget! It is usually the budget that is a knee jerk reaction to a …
Pop the Corks… It’s finally here!
I am very excited and taking some time out for celebrating today!!!! After thousands of hours of really hard work over the last 18 months I am extremely pleased to announce that Simply Budgets V2 is finally complete and on sale. For those of you who have been waiting impatiently for this announcement, the waiting is over! For those of …
Interest Rate Shock
All the mortgage holders in Australia had a reprieve this month with interest rates staying steady. More on that in a minute. Succeed With Money I had a very enthusiastic audience in Melbourne last week-end at the ‘Succeed With Money’ workshop there. Here is just one comment I received from someone who attended one of these workshops… “I learnt more …
Solve Your Problems!
Hello again, Today I want to talk about solving problems (or more the point, NOT solving them)! A Rock & A Hard Place I’ll start off by saying that every one of us is stuck somewhere between the proverbial ‘rock and the hard place’. By that I mean, we all want more of something in our lives and so we …