Debt Consolidation – Opportunity to Smash Your Debts

I often come across people who are using debt consolidation to get out of a debt faster. They have refinanced their mortgage to a lower interest rate and at the same time have ‘consolidated’ other higher interest rate debts such as Credit Cards, into their mortgage. If you have used my DebtBuster software you will have seen the power of …

Debt Rules

If the response to my last blog is anything to go by it appears that many people are keen to make a change for the better with their finances starting right now. It also appears that debt is a major concern to many people. So today we start looking at the simple steps you can take to reduce the debt …

Financial Success in 2016

I’m sure astronomers have failed to report that the world’s orbits around the sun have started accelerating! We’re roaring into the second half of the decade and 2020 is really not that far off! Early in December 2015 I was feeling like I needed a break. Instead I installed a Swimming Pool in my back yard and fenced and paved …

Is There Life After Debt?

No I’m not going to tackle the heaven and hell question today. My topic is Life after DEBT! In my last blog I talked about the fact that almost everybody has an addiction. Most of us have prioritised the things that we do in our lives so that we put what we love doing ahead of what we really ought to …

Getting Out of Debt

Last night I was chatting with one of my Simple Wealth Steps clients who had previously purchased an investment property off the plan and when it was completed he found it was a lemon! The rent was not going even close to covering the repayments and it was sucking them dry each week. That is not an uncommon scenario, and …

How ‘Tax Deductible’ Savvy Are You?

Hi David, Happy New (Financial) Year! Very soon you will be receiving that annual document that shows what you earned for the last financial year and how much tax you paid. Most people who did not have a Spending Plan or a Budget for the last year will most likely say something like ‘Where did all that money go?” when they …

Massive Problem or Tiny Blip?

I was in Hobart with my wife a few years ago on a holiday. We stayed in an apartment near Constitution Docks where the Sydney to Hobart Yacht Race ends. Once we had checked in we went for a walk around the wharves and were absolutely amazed at the sheer size of a huge ocean liner called the ‘Sapphire Princess’ that …

Starting With A Clean Slate

Starting With A Clean Slate Over the last 20 years I have helped many people who were in what I would loosely refer to as a ‘financial pickle’! They had overdue bills coming out of their ears and were drowning in debt. There are lots of reasons as to how this happens but rarely is it because of sheer stupidity! There was …

A Fool and His Money Are …..

A Fool and His Money Are ….. If the words “soon parted” just came to mind you’re on the right wavelength for today’s message. School went back last week for another year and tens of thousands of Aussie kids are now back in their daily routine of (hopefully) being educated. Education Education is one of the essential keys to prosperity …