Why You Should Think Twice Before Using Your Bank’s Budgeting App

If you’ve been watching the news lately you will certainly have noticed that the Australian Banking Royal Commission has revealed a number of ‘less than desirable’ practices that have been used by our banks. What you may not have known though is that over the last couple of years, with the threat of a royal commission over their heads, the …

Make Your Passion a Business

Over the last few weeks we’ve been looking at ways of generating extra income and currently we’re looking at the topic of starting a part time Business compared with taking in extra work and therefore being Self-Employed. If you missed previous installments and want to catch up, go to my blog menu. Last week’s installment is at https://simplybudgets.com.au/business-self-employed/. The difference …

Business or Self Employed?

Welcome back! I’m currently writing on the topic of looking for ways to increase your income. If you missed previous installments and want to catch up you will find them here on my blog as well. In my last blog I asked you to focus on identifying a narrow and deep niche on a topic you can get passionate about …

Finding Your Focus

Welcome to the third installment of my series on generating more income. We’re currently looking at the potential in starting your own business. Please remember that no amount of additional income will permanently change your life for the better if you do not first have control of your current income. Simply Budgets has been all about helping people take control …

Where Does Money Come From? – Part 1

Over the years I haven’t really written much about earning extra income. I have focused on writing about money management, planning ahead and being a good steward with money. The reason for this is that I’m really aware that no matter how much income people earn, most of them struggle with their finances. As I see it, the most important …

Why Would I Accept This Offer?

Why Would I Accept This Offer? I received a letter in the mail the other day offering for me to pay my electricity bill monthly rather than 3 monthly. To some this might sound like a good idea and a way of making the electricity bill less of a shock when it arrives (pun intended). However I don’t think it …

My ‘Unhappy Birthday’ Surprise

It’s March already which means I’m having yet another birthday very soon (I’m clinging onto the 50’s but only just!). What do I want for my birthday this year? Not much really, but what came my way could have left me with a rather unhappy birthday. Every one of us experiences what happened to me so I thought I would …

Debt Consolidation – Opportunity to Smash Your Debts

I often come across people who are using debt consolidation to get out of a debt faster. They have refinanced their mortgage to a lower interest rate and at the same time have ‘consolidated’ other higher interest rate debts such as Credit Cards, into their mortgage. If you have used my DebtBuster software you will have seen the power of …